Attention homeowners in Buzzards Bay and Barnstable County: Need an appraisal?
See the top reasons MA homeowners use Barnstable/Plymouth Appraisal Services:
Own a house in or near Buzzards Bay, MA and need help determining the value of it?
At Barnstable/Plymouth Appraisal Services, we understand the unique needs of a homeowner in need of appraisal services. Our usual business clients understand the appraisal process and the customary reporting formats. Being a homeowner that ordinarily doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Barnstable/Plymouth Appraisal Services, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value estimation than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Barnstable/Plymouth Appraisal Services is experienced in helping customers just like you get rid of unnecessary PMI insurance.
Challenge Barnstable county's assessment of your property
If you live in an area that is going down or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal report from Barnstable/Plymouth Appraisal Services is your strongest weapon when contesting your property tax assessment.
HELOC recently frozen?
If your house is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Barnstable/Plymouth Appraisal Services can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.