Attention homeowners in Buzzards Bay and Barnstable County: Get an Appraisal today!
Here are the top seven reasons MA homeowners hire Barnstable/Plymouth Appraisal Services:
Own a house in or near Buzzards Bay, MA and need help deciding the price of it?
At Barnstable/Plymouth Appraisal Services, we understand the individual needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you delete unneeded and unwanted PMI insurance.
Challenge Barnstable county's assessment of your property
Lets say you live in a local area that is going down -- your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Barnstable/Plymouth Appraisal Services is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Barnstable/Plymouth Appraisal Services can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd like to have an expert double-check it for accuracy or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.