Attention homeowners: Real estate appraisal services for in Buzzards Bay and Barnstable County
See the top reasons MA homeowners hire Barnstable/Plymouth Appraisal Services:
Own a house in or near Buzzards Bay, MA and need help deciding the value of it?
We at Barnstable/Plymouth Appraisal Services understand the unique needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Barnstable/Plymouth Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value report than yours.
Appraisals to remove PMI
A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're experienced in helping customers just like you rid yourselves of unwanted PMI insurance.
Challenging property tax assessments
Lets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Barnstable/Plymouth Appraisal Services is your best weapon.
Recently got a freeze your HELOC?
If your property is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Barnstable/Plymouth Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would like to have a professional double-check it for efficiency or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Barnstable/Plymouth Appraisal Services offers field reviews where we go out and check the subject and comps in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Barnstable/Plymouth Appraisal Services can help with that too. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.