Attention homeowners in Buzzards Bay and County: Get an Appraisal today!
See the top seven reasons why MA homeowners call on Barnstable/Plymouth Appraisal Services:
Need help deciding the value of your house in or near Buzzards Bay, MA?
We at Barnstable/Plymouth Appraisal Services understand the individual needs of a customer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Barnstable/Plymouth Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.
Appraisals to remove PMI
A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are veterans in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.
Challenge county's assessment of your property
Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from Barnstable/Plymouth Appraisal Services is your #1 weapon.
HELOC recently frozen?
Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Barnstable/Plymouth Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.
Field and Desktop Appraisal Review Services
Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for verity? An appraiser from Barnstable/Plymouth Appraisal Services can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Barnstable/Plymouth Appraisal Services can help with that too. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.