Attention homeowners in Buzzards Bay and Barnstable County: Need an appraisal?
See the top 7 reasons MA homeowners call on Barnstable/Plymouth Appraisal Services:
Own a house in or near Buzzards Bay, MA and need help deciding the value of it?
We at Barnstable/Plymouth Appraisal Services understand the individual needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Barnstable/Plymouth Appraisal Services, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.
Appraisals to remove PMI
An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Barnstable/Plymouth Appraisal Services is experienced in helping homeowners just like you abolish unneeded and unwanted PMI insurance.
Challenging Barnstable county's assessment of your property
Your local tax assessor may have your house overvalued if your home not appreciating as much as other homes close by. That means you're probably paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Barnstable/Plymouth Appraisal Services is your chief weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be troublesome from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Barnstable/Plymouth Appraisal Services can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Barnstable/Plymouth Appraisal Services can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.