Attention homeowners: Real estate appraisal services for in Buzzards Bay and County
Here are the top reasons MA homeowners need Barnstable/Plymouth Appraisal Services:
Own a house in or near Buzzards Bay, MA and need help determining the price of it?
We at Barnstable/Plymouth Appraisal Services understand the special needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at Barnstable/Plymouth Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value report than yours.
Need to remove PMI?
An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Barnstable/Plymouth Appraisal Services is experts in helping customers just like you remove unwanted and unneeded PMI insurance.
Challenge county's assessment of your property
Your local tax assessor may have your home overvalued if your house not appreciating as much as other houses close to yours. This only means you are going to pay higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Barnstable/Plymouth Appraisal Services is your strongest weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. An expert appraisal from Barnstable/Plymouth Appraisal Services can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Barnstable/Plymouth Appraisal Services can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.